Creating your account
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Am I eligible to create an account?
If you are a resident of Singapore, HongKong or Australia you can signup with us and send money to India . It's simple and free, Start now.
If you are not based out of above country, you can subscribe to our updates. If we begin offering remittance services from your country to India, we will notify you via email. -
Can I subscribe to your services if I am not a resident of the countries you currently serve?
Yes, you can subscribe to our updates. If we begin offering remittance services from your country to India, we will notify you via email, Subscribe now.
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Does it cost anything to register with us?
Signing up with us is absolutely free and there are no transaction fees to send money to India!
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What is the registration process?
Step 1: Check if we support your country of residence.
If you are a resident of Singapore, Hongkong and Australia you can sign up with us. It's simple and free.
For Non IDFC First Bank NRI Account Holder:
Step 2: Complete your registration
Provide your basic details and verify your mail id and mobile number. It just takes 2 minutes, Start now.
For IDFC First Bank NRI Account Holder:
Step 2: Login directly using SSO
If you hold an NRI account with IDFC FIRST Bank, you can login directly using your IDFC FIRST Bank Internet Banking credentials. The process takes just a few seconds. Login now.
Logging in to your account
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How do I log in to the portal?
If you hold an NRI account with IDFC FIRST Bank, you can log in directly using your IDFC FIRST Bank Net Banking credentials. Simply visit the digital inward remittances portal and enter your credentials. The process takes just a few seconds. If you are not an IDFC FIRST Bank NRI account holder, you can log in using the email and password you used during the signup process on the portal. Login Now to send money to India Interested in opening NRI Account with IDFC First Bank? Open Now
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What should I do if I forget my password?
If you forget your password, you can reset it by clicking on the "Forgot Password" link on the login page. Follow the instructions to reset your password securely. Reset your password now
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Can I log in to the portal from any device?
Yes, you can log in to the portal from the browser of any device browser with internet access, including your smartphone, tablet, or computer and send money to India seamlessly.
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What should I do if I encounter issues logging in?
Please write an e-mail at nriservices@idfcfirstbank.com stating your issues along with the error screenshot with date and time stamp or please contact our customer support team for assistance.
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Can I change my login password for the portal?
Yes, you can change your password by accessing the manage section after logging in to your account.
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How often should I change my password?
For security reasons, it is recommended to change your password every 3-6 months.
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Is there a fee for using the digital inward remittances portal?
No, there are no fees associated with using the portal for logging in or making transactions. Login to send money to India
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What should I do if my account is locked?
If your account is locked due to multiple incorrect login attempts, you can unlock your account by clicking the unclock account button and following the mentioned steps. Unlock now
Sender Verification
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What all modes are there for Sender Verification?
For Singapore there are 3 modes of verification:
1. My Info
2. Selfie-Based
3. Mobile Bill Upload
For Hong Kong
1. Provide the HKID details along with the scanned copy
For Australia: (Please provide details of one or more of the documents for e-verification. For instant approval, please provide more than one document.)
1. Digital Verification : Australian Driver's License, Passport & Medicare Card (this can only be provided as a secondary ID)
2. Non-Digital Verification : Upload the scanned copy of Australian Driver's License, Passport & Medicare Card (this can only be provided as a secondary ID) -
What is MyInfo in Singapore Journey?
MyInfo is a service which allows SingPass users to manage their personal data and pre-fill forms in online transactions. This includes government-verified data that is retrieved across participating Government agencies and data that you contributed to form your profile. This means that users only need to provide personal data once to the Government, instead of providing data repeatedly for every online transaction
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What type of transactions can I perform using MyInfo services?
MyInfo can be used for registering without having to do any document uploads or face to face meetings.
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Am I required to register for MyInfo?
No registration is required for MyInfo. You are however required to have a valid SingPass account.
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Am I required to upload any documents using MyInfo?
No document is required to be uploaded using MyInfo for Singaporeans and Permanent Residents. Foreigners are required to upload proof of their residential address.
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What type of personal data will Partner be accessing from MyInfo?
Partner can only request personal data that is required for new applications. Your consent will be sought before your personal data is transferred to partner.
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The data pre-filled by MyInfo in the application form is incorrect. How can I update the data?
Government-verified fields contain information that has been reasonably verified by the relevant Government agency or Statutory Board upon receipt. It is your responsibility to ensure that all data contained in your Profile, submitted for purposes are complete and accurate. Please contact the relevant Agency to update your Government-verified fields if they are incorrect. Alternatively, you can choose to open the account online without using MyInfo.
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If there is any change in my information post account opening, will SingX automatically update my records using MyInfo?
We can only receive data that you have consented to share at the point of account opening and will not be notified of any subsequent changes. Should you wish to update your details subsequently, you can reachout ot our customer support to update the data.
Rates and Fees
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How Much does it cost to send money to india?
Sending money to your loved ones in India through this portal is absolutely free. We don't charge any fee for your transfers, ensuring that every penny you send goes directly to your family and friends back home. Send now
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What is the exchange rate applied to my money transfer request?
We are offering the confirm exchange rate for sending money to India. Rate shown on the portal while submitting the transaction will be appliacble.
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What does "You Saved" indicate?
“You Saved” shows how much you're saving in fees and charges by using our platform compared to other banks and exchange houses. We believe in complete transparency, so there are no hidden fees. You can trust that every transfer is free, ensuring your hard-earned money goes directly to your loved ones in India. You can check your “You Saved” amount on the Send Money page after logging in and initiating a transfer. Check now
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Will I be charged any fees/charges other than what I see in the Fair Exchange Calculator?
Absolutely not. Our changes are fully transparent so there are no surprises. Unlike banks or other money transfer operators, there are no hidden charges, no cable fees, no bank commissions and no hefty foreign exchange markups.
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How does your rate compare with other money tranfer operators?
Absolutely not. Our charges are fully transparent, so there are no surprises. Unlike banks or other money transfer operators, we have no hidden charges, no cable fees, no bank commissions, and no hefty foreign exchange markups. You can trust that what you see is what you get, making sure your money goes where it's needed most. Login to send money now
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How do your charges compare with the other banks?
Other banks may levies a number of charges including heavy foreign exchange mark-ups, cable charges, commission and receiving bank charges. Besides, if you are converting from one Asian currency to another Asian currency, the bank will first convert the Asian currency to US Dollar and levy a foreign exchange mark-up. They will then convert the US Dollar into the other Asian currency you wish to convert to and levy a second foreign exchange mark-up. So if you're comparing our transparent rate with that offered by your bank, make sure you add all these hidden charges. To quantify your savings potential, please.
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Sending money basics
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How do I send money?
1. Start by visiting the Send Money Page. 2. Select your sending currency from the dropdown menu. 3. Enter the amount you wish to transfer. 4. Provide your sending account details and complete any necessary verification. 5. Tell us who the recipient is. 6. Double-check all the details of your transfer. 7. Fund your transfer securely. 8. That's all! You can easily track your transfer using the transaction ID in the “Track My Transfer” window. Interested in opening NRI Account with IDFC First Bank?
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How do I pay for the transfer?
For sending funds from Singapore, Australia and Hong Kong: Simply go to your bank's website, log into your Internet Banking service and make the transfer to our Singapore bank account. It is important that you enter the transaction reference number in the remarks or description field when sending the money through online banking. If you are sending money from your DBS Bank account in Singapore, for example, follow these simple steps: Step 1: Select 'To Other DBS or POSB Account' in the top menu after login. Step 2: After the authentication process, you could click on 'Add New DBS or POSB Recipient' under 'More Options'. Step 3: Please enter the Recipient's Name as 'SingX Singapore Pte Ltd Client'. Even though the full name cannot be accommodated here, we will still receive your payment. Enter the account number as you see on your email with the subject 'Transfer Initiated'. Please enter your account name under 'My initials'. Then click Next. After the OTP verification, the account will get added as a recipient account. Then click on 'To Other DBS or POSB Account'. Step 4: Create the transfer instruction. Enter the reference number in remarks field. If you have made more than one transaction, please email us via Support Mail ID and let us know which transaction this is meant for.
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Can I add more than one of my bank accounts to my Portal account?
Yes, you can add any number of your bank accounts to your Portal account. Remember that you can transfer money from a bank account only if you are the main or joint holder on that account.
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Can I send money from my spouse's or family member's bank account to a receiver's account?
You can only send money from an account where your name is on the bank account. So if you have a joint account with your spouse or a family member, then you may send money from that joint account. If, however, your name is not on the account, then you cannot send money from that bank account. Instead, please invite them to
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Can I transfer money from a joint bank account?
Yes, you can transfer money from a joint account, if you are the main or second holder on that account.
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Can my receiver receive money in cash?
No, Portal does not offer cash payouts.
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What is the transaction reference number?
After you create a transaction, we will show you the payment instructions. They will include: A unique transaction reference number The amount you need to send Our bank account details The unique transaction number is used to uniquely identify your transaction and to track its status. After completing the transaction, you will also receive an email notification containing the unique transaction reference number.
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In my bank's screen for making an online payment, there is no place to put in a Transaction Reference Number. What do I do?
If you are unable to provide us the Transaction Reference Number as part of your bank transfer, that's okay. We can still match your payment to your transaction based on your name & account number. However, please ensure that you have cancelled all other valid transactions of the same amount before making the bank transfer to us. If there are multiple transactions of the same amount,Portal reserves the right to fulfil any one of the valid transactions that you have created. Please note that transactions which have already expired or which have been processed by Portal cannot be cancelled.
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I have created two transactions, but a bank transfer for one of them. How do I let you know which transaction I want to proceed with?
If you want to ensure we fulfil a specific transaction, please create only one transaction at a time. If you create multiple transactions of the same amount, Portal reserves the right to process any of these transactions at its discretion.
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How much can I send?
From Singapore: SGD 150 - SGD 200,000 per transaction From Hong Kong: HKD 500 - HKD 300,000 per transaction
Account Management
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How can I edit profile details?
Post logging in to your portal account, on the top right you will see manage button, select profile from the dropdown menu. Make the necessary changes to your personal profile details and verifiy using the otp on your registered email id and the changes will be saved.
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How do I change my password?
There are two ways in which you can update/reset your password: 1. Post Login: Please login to the portal RemitFIRST2India and on the top right you will see your Name, click on it and you will get an option 'Change Password'. Follow the necessary steps and click on continue to change your password. 2. Pre Login: If you forget your username/password or are unable to sign in, click on "Forgot password?" link on the login page and follow the mentioned steps.
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How do I change my email address?
To change your email address, please write to us at portal support id.
Add Sender/Receiver Account
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How do I add/delete my receiver's bank account?
Add Receiver Account: After you log into your account, you will find your Name in the top-right corner. Click on it and select the 'Receiver Details'. To add a new receiver bank details: Click on 'Add a New', and enter your new bank details. You can search for the bank by entering the bank name. Click 'Confirm' after all information has been completed. You will now see the new receiver listed on the 'Receiver Details' page. Delete Receiver Account: To delete an existing receiver bank account, click on the trash icon available beside the added receiver.
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How do I add/delete my (sender) bank account?
Add Sender Account: After you log into your account, you will find your Name in the top-right corner. Click on it and select the 'Sender Details'. To add a new sender bank details: Click on 'Add a New', and enter your new bank details. You can search for your bank by entering the bank name. Click 'Confirm' after all information has been completed. You will now see the new sender listed in the 'Sender Details' page. Delete Sender Account: To delete an existing sender bank account, click on the trash icon available beside the added sender.
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What details do I need to add a receiver's account?
Please ensure you ask the receiver for (i) Name of the Receiver(ii) Address of the Receiver (iii) E-mail Id of the Receiver (iv) Account number of the receiver (v) IFSC Code (vi) Name of the Bank
Track My Transfer
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How do I track the status of my money transfer?
On the Pre-login section the home screen of the platform has an option "Track My Transfer" wherein you can enter the transaction reference number to track the status of the transfer. In case, you do not know the transaction reference number, you can log in to RemitFIRST2India and track the status of your transfer under 'Track My Transfer' tab in the dashboard section.
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How much time will it take for my beneficiary to receive money?
Processing time begins once transactions are booked and payments for these transactions are credited to the partner's bank account. Final credit to the beneficiary depends upon the time when the partner's account is funded - From Singapore to India (Working Days or Non-Working Days): - Before 5PM (GMT+8) - Within Few Hours - After 5PM (GMT+8) - Next Day From Australia to India (Working Days): - Before 2PM (GMT+8) - Same day - After 2PM (GMT+8) - Next Business day From Australia to India (Non-Working Days): 1 Working day From Hong Kong to India (Working Days or Non-Working Days): - Before 5PM (GMT+8) - Same Day - After 5PM (GMT+8) - Next Day Note: The first transaction, however, may take a little longer depending on the status of on-boarding and KYC checks.
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What could be the reasons for delay in my fund transfer?
Your transaction could be delayed because of many reasons for which we inform you immediately through mail and/or SMS. This will also be communicated to you on the dashboard of your account. However, some common reasons for delay in payment to the benficiary are mentioned below: i. Intervening holidays in your / beneficiary's country. ii. Inadequate KYC documents submitted or pending response to our compliance related mails or answer our Compliance related calls for the purpose of verification. iii. In case of Internet banking / PUSH transfer: You did not send the money into our designated account for the purpose of transfer. iv. A situation where you are required to take some action and you haven't taken that yet inspite of being informed about the same.
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Can I cancel my transaction and get a refund?
Once a transaction has been booked and the status of the transaction is Funding Awaited then in that case the transaction can be cancelled by following the below path. Path to cancel the transaction (if the partner's account is not funded): 1. Login to 'RemitFIRST2India' 2. Click on 'Track My Transfer' 3. Check the transaction status of the transaction, if the status is 'Funding Awaited' 4. Click on the Trash ( ) icon to cancel your transaction. If you do not wish to proceed with the transaction, do not transfer the funds to the partners account for processing. However, please note that transactions which have already been processed cannot be cancelled.
Security & Verification
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Why should I trust RemitFIRST2India ?
RemitFIRST2India is brought to you by IDFC First Bank. We spend a large part of our lives working to create wealth and financial security for ourselves and our families. To say that your bank should help meet this objective would be stating the obvious. However, when it comes to meeting the demands of today's global lifestyle, conventional banks often fall short. You deserve a bank that maximizes your returns and offers superior banking experiences on par with global standards. New-age banks like IDFC FIRST Bank more than deliver on these parameters. We believe to create a new age, ethical and world class Bank for our country is a great privilege of our lifetimes for all of us.
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How does IDFC First protect my information and ensure my privacy and a secure money transfer?
Please refer the Privacy Policy.
Rate Alert
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What is a 'Rate alert' feature?
You can set up an alert for exchange rate along with the frequency on which alert has to be sent for a particular period. Upon setting up request for rate alerts an alert will be sent to you on your Email ID and/or Mobile number. This feature is available For Logged in Users and Non-Logged in Users.
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How to Set the Rate Alert?
Steps to Set the Rate Alert: 1. Login to RemitFirst2India and Click on 'Set Rate Alert' 2. Select Country, Time period and Frequency 3. Enter the Desired Exchange Rate 4. Accept Terms and Conditions and click on 'Confirm Details'
Purpose of Remittance
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What all purposes are allowed for remittance?
For the geography Singapore, Hong Kong & Australia remittance in below purposes are allowed: 1. Family Maintenance (P1301) 2. Education Fees (P1107) 3. Life Insurance Non-Term (P0601) 4. Transfer to Own Account (P0014)
Other Queries
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Who can I contact if I still have questions?
Please call our customer support team on the below provided contact number:
Country Contact Number SINGAPORE (Toll Free) 8001004006 HONG KONG (Local Call) 1800314585 -
What If I fund the account after the cut-off time?
You must transfer your funds in the respective bank account flashed while raising the transaction before the transaction expires. If we receive your money in our bank account after the transaction has expired, we will not be able to proceed with it. Validity Period Guidance for all currencies (in Singapore time): -Any transaction created between 12:00 am (midnight) and 5:00 pm will be valid until 5:00 pm the same day (including weekends and public holidays). -Any transaction created between 5:00 pm and 11:59 pm will be valid until 5:00 pm the next day (including weekends and public holidays).
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How to refer a friend?
Steps to Refer a Friend for Non-Logged in Users: 1. Click on "Refer a Friend" 2. Enter your registered e-mail Id and Friends Name, E-mail ID, Country code and Mobile number 3. Accept the declaration and click on Confirm Details Steps to Refer a Friend for Logged in Users: 1. Click on 'Refer a Friend' 2. Enter your friend's Name, E-mail ID, Country code and Mobile number 3. Accept the declaration and click on Confirm Details